Stock Market Basics

Taxes on Investment Income

12 of 60 questions in the app

Flat-rate withholding tax

  1. What is the rate of the flat-rate withholding tax (Abgeltungsteuer) on investment income in Germany? Easy
  2. Which income of private investors is subject to the flat-rate withholding tax? Easy
  3. Who usually pays the flat-rate withholding tax to the tax office for a German securities account? Easy

Allowances

  1. What is the saver's allowance (Sparerpauschbetrag) for a single person (as of 2026)? Easy
  2. What is an exemption order (Freistellungsauftrag) at the bank for? Easy

Losses

  1. What does a German bank do with losses from selling securities? Easy
  2. What may losses from selling shares be offset against for tax purposes (as of 2026)? Easy

Investment funds

  1. What share of the income from an equity fund is tax-free for private investors due to the partial exemption? Easy

Flat-rate withholding tax

  1. What total burdens from the flat-rate withholding tax and surcharges result approximately? Medium

Investment funds

  1. Which statements about calculating the advance lump sum (Vorabpauschale) are correct? Medium

Flat-rate withholding tax

  1. A single investor who is not a church member earns 3,000 euros of investment income at one bank in 2026 and has an exemption order of 1,000 euros there. How much tax is withheld? Hard
  2. Same case, but the investor is a church member with 9% church tax. What is the burden, roughly? Hard

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